The Kerala Public Service Commission (Kerala PSC) has invited applications for the post of Junior Clerk in the Apex Societies of the Co-operative Sector in Kerala through Category No. 90/2026. The notification was included in the Extra Ordinary Gazette dated July 30, 2026. The recruitment is for anticipated vacancies, and the appointment will be made through direct recruitment on a statewide basis.

The Kerala PSC Apex Bank Junior Clerk recruitment is particularly relevant for candidates who have qualifications in commerce, co-operation, banking or related areas. The selection focuses heavily on Co-operation and Banking, along with IT and Cyber Laws, making the examination different from general Kerala PSC clerical examinations.

Candidates preparing for the recruitment should check the latest Kerala PSC Junior Clerk syllabus, exam pattern, eligibility, salary and exam updates before starting their preparation.

Kerala PSC Apex Bank Junior Clerk 2026 – Overview

Kerala PSC Apex Bank Junior Clerk Notification PDF 2026

Candidates can download the official Kerala PSC Apex Bank Junior Clerk Notification PDF 2026 for Category No. 90/2026 to check the detailed eligibility criteria, educational qualification, age limit, vacancies, salary, selection procedure and other recruitment conditions.

Download Kerala PSC Apex Bank Junior Clerk Notification PDF 2026

Candidates are advised to read the complete notification carefully before applying and to verify all eligibility and application requirements prescribed by Kerala PSC

Kerala PSC Apex Bank Junior Clerk Exam Pattern 2026

The Junior Clerk examination includes questions from areas such as Co-operation and Banking, General Knowledge, Act & Rules, IT and Cyber Laws and other subjects prescribed by Kerala PSC.

Candidates should check the latest official syllabus and examination instructions for the exact subject-wise distribution, marks and examination duration.

The Co-operation and Banking section carries significant weightage, making these subjects particularly important areas of preparation.

Candidates should avoid preparing only general PSC topics and should give sufficient time to the specialised subjects included in the Junior Clerk syllabus.

Kerala PSC Apex Bank Junior Clerk Exam Date 2026

The Kerala PSC Junior Clerk examination date should be checked regularly because the examination schedule can be updated by the Commission.

Candidates should keep their Kerala PSC profile active and monitor official examination updates, confirmation requirements and hall-ticket information.

Check the latest Kerala PSC Apex Bank Junior Clerk Exam Date 2026:
Kerala PSC Apex Bank Junior Clerk Exam Date 2026

Candidates should also download their hall ticket within the prescribed period once it becomes available.

Kerala PSC Apex Bank Junior Clerk Vacancy

The notification does not mention a fixed number of vacancies. Instead, Kerala PSC has reported anticipated vacancies for the Junior Clerk post.

This means candidates should not assume that the recruitment is limited to a specific number of posts. Vacancies reported during the validity of the ranked list may be filled according to the applicable recruitment, reservation and service rules.

Kerala PSC Apex Bank Junior Clerk Eligibility 2026

Candidates must satisfy the prescribed educational qualification and age requirements given in the notification.

Educational Qualification

Candidates must possess any one of the following qualifications:

• A Degree from a recognized university with HDC, HDC & BM or JDC.

• BCom with Co-operation.

• B.Sc. in Co-operation & Banking from Kerala Agricultural University.

Equivalent or higher qualifications recognised by the Government may also be accepted subject to the conditions specified by Kerala PSC. Candidates may be required to produce the relevant Government order when requested by the Commission.

Age Limit

• The prescribed age limit is 18 to 44 years.

• Candidates must have been born between 2 January 1982 and 1 January 2008, with both dates included, to apply under the normal age limit.

• Candidates belonging to eligible OBC and SC/ST communities can claim the usual age relaxation applicable under Kerala PSC rules.

Kerala PSC Apex Bank Junior Clerk Salary

The scale of pay for the Junior Clerk post is:

₹17,400 – ₹46,450

The actual salary received by an appointed employee will depend on the applicable service rules, allowances and other admissible benefits.

The post therefore provides a structured pay scale within the co-operative sector, along with the service benefits applicable to the concerned organisation and rules.

Kerala PSC Junior Clerk Job Profile

A Junior Clerk in an apex co-operative society generally performs clerical and office-related responsibilities. The exact duties can vary depending on the society and the section in which the employee is posted.

The major areas of work can include:

• Maintaining office records and registers

• Handling files and correspondence

• Preparing and maintaining accounts-related records

• Assisting with banking and financial transactions

• Processing applications and documents

• Maintaining member/customer-related records

• Data entry and computer-based office work

• Assisting senior officials with administrative duties

• Handling routine clerical and co-operative society-related work

Since the examination syllabus includes Co-operation, Banking and IT & Cyber Laws, candidates should develop a strong understanding of these areas for both the examination and the nature of the job.

Kerala PSC Apex Bank Junior Clerk Syllabus 2026

The Kerala PSC Apex Bank Junior Clerk syllabus 2026 is an important resource for candidates planning their preparation. The syllabus covers subjects related to Co-operation and Banking along with other areas prescribed by Kerala PSC.

Candidates should study the complete syllabus before preparing a timetable and divide the preparation into subject-wise sections.

Check the complete Kerala PSC Apex Bank Junior Clerk Syllabus 2026:
Kerala PSC Apex Bank Junior Clerk Syllabus 2026

The syllabus should be used along with previous questions and mock tests to understand the type of questions asked and identify important topics.

Kerala PSC Apex Bank Junior Clerk Selection Process

The recruitment is through direct recruitment. Kerala PSC's notification states that the selection will be made on a statewide basis.

The recruitment process can broadly involve:

1. Online application through the Kerala PSC One Time Registration profile

2. Written/OMR examination

3. Shortlisting/ranked-list preparation based on the selection process

4. Certificate/document verification as required

5. Advice for appointment against reported vacancies

The ranked list prepared for the post will remain in force for a minimum of one year and a maximum of three years, subject to the conditions mentioned in the notification.

Kerala PSC Junior Clerk Promotion

Promotion opportunities for a Junior Clerk depend on the service rules applicable to the particular apex co-operative society and the availability of vacancies.

With experience and subject to the applicable rules, employees may become eligible for higher clerical, supervisory or administrative positions. Promotion is generally dependent on factors such as service, qualifications, vacancies and the rules of the concerned organisation.

Candidates should therefore check the service regulations of the concerned apex society for the exact promotional hierarchy rather than assuming a fixed promotion timeline.

Prepare with Challenger App

Candidates can use the Challenger App to support their Kerala PSC Junior Clerk preparation with syllabus-based learning resources, study materials, previous questions, topic-wise tests, mock examinations and quizzes.

Topic-wise practice can be used to identify weak areas, while full-length mock tests can help candidates practise answering questions within the examination environment.

Regular practice, revision and self-study can help candidates maintain a structured preparation routine throughout the recruitment process.

Kerala PSC Apex Bank Junior Clerk – Important Points

• Post: Junior Clerk

• Category No.: 90/2026

• Recruitment: Direct Recruitment

• Selection: Statewide

• Vacancy: Anticipated vacancies

• Salary Scale: ₹17,400 – ₹46,450

• Age Limit: 18–44 years

• Gazette Date: 30 July 2026

• Last Date to Apply: 2 September 2026

• Application: Kerala PSC One Time Registration

• Important Subjects: Co-operation, Banking, General Knowledge, Act & Rules, IT and Cyber Laws

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Conclusion

The Kerala PSC Junior Clerk recruitment under Category No. 90/2026 is a statewide direct recruitment for anticipated vacancies in the Apex Societies of the Co-operative Sector in Kerala. For candidates preparing for the examination, understanding the syllabus is essential because 90% of the paper is devoted to Co-operation and Banking. A structured preparation plan covering the complete syllabus, previous questions and regular mock tests can help candidates prepare systematically for the upcoming selection process.